That is, playing defense when it comes to money might not sound all that sexy, but I bet there are 10,000-20,000 investors who would have given their kidney to not have lost their shirts in 2008. 

However, you might have to sell a kidney or several pints of plasma to afford the Pex fittings.

So, some of your issues could be patched with a bandaid for a tenant, instead of a total kidney transplant. 

Renal income is tough since you only have 2 kidneys.

If you need to pay for a new kidney....These are legitimate reasons to sell and pay the tax.Tell him to stick to filing out 1040s. 

Kidney issues, liver issues, etc.

They even have sugar free candy (for diabetics) and chocolate free candy (for people with kidney problems).

All of this is predicated on you spending less than you take home, and you find debt more distasteful than kidney stones. 

Seller financing, partner with a friend or family member, meet someone at a networking event to partner with, use a hard money loan, sell your kidneys, rob a bank, etc.I'm not a fan of 100% funding.

Really, what I'm trying to say is I've been on hiatus from Real estate for 8 years, discovering the means to the only self sustaining kidney in the world (I like to brag too), and have ideas and thoughts but not sure what route to go?