If I had to choose, I’d lean toward appreciation and long-term stability over maximum cash flow, but ideally I’d find a combination of both.For lifestyle reasons, I’d love to be as close to Scottsdale as possible.

If the STR makes sense for you and your lifestyle, then do it .

Are you chasing freedom, legacy, or lifestyle?

Earning an income that supports my lifestyle while doing what I love, funding future projects that I'll probably never get to see, being able to spend as much time as I want with the most important people in my life.

The fundamentals of strong jobs, lifestyle, and demand haven’t changed.

House hacking and long-term rentals are a powerful combo, especially in a place like the Jersey Shore where you’ve got both lifestyle appeal and strong rental demand.Your passion and clarity of focus will serve you well: keep showing up, stay curious, and you’ll find plenty of like-minded investors here.

You want to keep the same lifestyle.  

I've seen your questions and always happy to help @Barbara Johannsen, Moving from landlord to lender changes everything from liability to lifestyle.

Add lifestyle value, not just fixtures.Since you’re near two hospitals, think about what those renters specifically value:blackout shades in bedroomsa quiet, comfortable workspacea simple “starter kit” of essentials for MTR (good mattress, desk lamp, fast WiFi if you furnish)These don’t cost much but make your unit the obvious pick for a traveling nurse over a generic rental.6.

That means more than just replacing your current income—you need an income stream that grows faster than inflation to sustain your lifestyle indefinitely.