How are you supposed to know the condition what your offer is based on what the seller says?

I'm looking for help from someone to craft my offer as we can't come to a reasonable price and still cashflow.

Do Full Service Listing agents offer value over discount brokers?

Quote from @Rick Grams: Hey everyone,I’m reviewing a seller-financed offer I received on a 6-unit apartment building located in my area (Los Angeles).

It is typically called "owner financing".

What is the typical yearly cost for something like this for one property.

As a GENERAL rule (as in MOSTLY, NOT ALWAYS) offerings that don’t require accredited status are offered under Regulation Crowdfunding or the general exemption for private placements, or a full registered offering, and offer deals of lower quality with higher fees than Reg D deals.  

So, if you fail to apply the correct assumptions to a property, your expectations won’t be met and it may even be a financial disaster.We use the following to rank Property Classes, in order of importance:Property Tenant Pool: closely linked to location, but not always.Property Location: closely linked to tenant pool, but not always.Property Condition & Amenities: it’s important to, “Maintain to the Neighborhood.”Key metrics for each Property Class:Class A Properties:Tenant Pool: Majority of FICO scores 680+, no convictions/evictions in last 7 years.Tenant Default: 0-5% probability of eviction or early lease termination.Section 8: Class A rents are too high and won’t be approved.Vacancies: 5-10%, depending on market conditions.Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Class B Properties:Tenant Pool: Majority of FICO scores 620-680, some blemishes, no convictions/evictions in last 5 years.Tenant Default: 5-10% probability of eviction or early lease termination.Vacancies: 10-15%, depending on market conditions.Cashflow vs Appreciation: Typically, 1-3 years for positive cashflow, balanced amounts of relative rent & value appreciation.Section 8: Class B rents are usually too high for the Section 8 program.Class C Properties:Tenant Pool: Majority of FICO scores 560-620, many blemishes, but should have no convictions/evictions in last 3 years.

They can also guide you on things like investment property requirements—like the higher down payments and slightly higher interest rates compared to primary residences.Biggest tip: start with pre-approval so you know your buying power, and it makes everything smoother when you’re ready to offer.

They typically offer short-term, interest-only loans and fund quickly.