One is using EMD financing, which lets us make strong offers without tying up our own capital.

Multiple capital calls, poor communication and recently notified that 2 of the 3 deals are being foreclosed on.

You can always tighten structure later with an attorney.What’s your end goal for the next deal—max cash flow, fastest repeat, or best long‑term hold—and how soon do you want that capital available?

The first benefit would be they would be collecting interest payments, the second would be if time has passed and the property has built equity and you have defaulted on payments then the seller can foreclosure, retaining ownership again and can capitalize on the equity.

Do you have the capital for 25% down? 

If speed is the main issue, one creative option some investors use is EMD financing to lock the deal up while keeping liquidity available for the rest of the capital stack.

I capitalized and because its critical imo.

What are ways some of you all built up capital quicker or how you all got started originally?

Cost of capital across the capital stack also has to be considered.

If you truly can’t pull equity yet, stack capital with overtime or a side service to investors, and raise private money using a simple story, your numbers, and consistent updates.