It has a line about restoring property after catastrophic damage, at owner's option, and rent abatement until restored.

Yes it does cost more but should a catastrophic loss occur it will be worth it. 

It's for like minded individuals who have a lower chance of a catastrophic health problem.

Maybe I am catastrophizing too much when none of this is likely to happen (my husband says) - but I am just trying to understand how much risk we are taking by purchasing under the circumstances. 

I leave the modeling of catastrophic events like floods, terrorism, or the sequence of maintenance events to the insurance quants (I generally account for those major events when evaluating the macro market and would only do my analysis if the market was favorable.

The last thing I want to suffer is a catastrophic success where I can't grow as fast as I want due to my own limitations.Thanks for the help.

I would say you want to make sure you are not doing anything catastrophically stupid (e.g. unknowingly forming a general partnership with someone you shouldn't).

I believe it tends to give me a slightly lower return, because the sponsor is going to be more careful, and if there is a severe downturn will prevent me from taking catastrophic losses.

I'm not a socialist, but health care is a special case where it would make sense for the feds to "regulate commerce" for the benefit of the people.And back to real estate...I hope your RE investments cover you in the event of a catastrophic health event.

That said, you'll want to be very mindful of location: Many parts of Austell are in or near active floodplains, as evidenced by the catastrophic Flood of 2009 (https://www.weather.gov/ffc/atlanta_floods_anniv).The City of Austell Public Works Department provides comprehensive Floodplain Management services, including education, mapping, and many other resources, at https://www.apwsm.org.