Consequently, a lot of borrowers hearing about this going on accessed their lines of credit to get their “Cash/ Equity” out before it was frozen and simply moved it to a bank or other account just in case.The note won’t be called due necessarily, unless you were in breach like not paying, but would still have the same terms in place.  

Steamatic is one in my area that I've worked with when I had a frozen pipe burst in a rental that was also built on a slab. 

Long story short, one of the interior pipes froze and the whole downstairs ceiling came down with the frozen pipe burst solely due to tenant’s negligence.

., a lot of the ones with numerous years of past due taxes are elderly people whose taxes are frozen (disabled, over 65, military, etc). 

I lived in one of the apartments the pipe was frozen one could not get hot water for awhile.

The last crash had the credit markets frozen. 

I am very eager to get started, but I must admit I have been frozen with fear on what I should do next I suppose.

I as new landlord got the dreaded phone call of a frozen pipe causing flooding. 

We want to avoid potential damages of non-use: frozen pipes, HVAC getting funky, etc.

However -- if the ground is frozen and you are building a 2-story walk-out with a full basement, you have to wait until spring. -- I think what you got confused is settling vs. like 'curing.'