Hey @Henry Lazerow - I would tend to agree that most of the NW side of Chicago 2-4 units don't play out perfectly well for BRRRR deals.I always looked at any potential house hack vs. having to rent - if my overall payments were less than the rent I generally considered that a win.For me...the house hack is just the ticket into the amusement park and then the fun rides come after...getting started can be overwhelming and hard so I can see why people might take a discount.I think one of the keys to strong equity creation is square footage creation which is basically what you outlined with duplexing up or down.

I am using it as a roadmap to purchase my first right now! 

THe website I am using is called KSL so my calling it Craigslist is inaccurate but it does tell me that classified websites have potential.

I am using conventional loans. 

Jay Helms I have made an excel spreadsheet that I am using now.

I am US citizen living in Europe for now.

I am using AppFolio. 

I would have found his reaction amusing had I not had flees on me as well. 

Hi, I am using Turbo tax to file K1 form, the NC state tax is filed as non-resident alien.

Originally posted by @Ben Leybovich:Haha of course you can borrow the down-payment :) Are you trying to help or are you just trying to amuse yourself at my expense?