With the hair salon and the large family, it seems only fair that they would pay a larger percentage of the water bill based on assumed consumption versus the single person living in the efficiency... ie, have the salon pay 25% of the bill, 3BR 20%, other commercial 25%, and each efficiency 10%?

We still offer our student tenants the convenience of having a single payee for rent and utilities, but use a separate utilities agreement whereby the tenants prepay an amount into a Utilities Budget each month and are given copies of all utility bills so they can monitor their consumption.  

If the panel has the breakers labeled, you might be able to turn it off and curb the power consumption right away.

His approach and philosophy to training others is to tell his audience what they need to hear, and Michael doesn't believe in "sugar coating" his training, (which to some might be a little too direct.)

This device monitors usage, so it would (should) recognize the large spike in consumption that a main break would create. 

Ceiling fans are good on days where you can get away without using an AC (i.e. saving electric consumption).

Watch the gas usage in the winter when the heater is used as it will increase.You could do a schedule for Higher gas and water consumption months. 

It's never really about the words on the paper, but rather, what you can provide them.Chris that's what you call ..REAL TALK...simple and to the point, no sugar coating...you get my vote for that

Since Fannie Mae guidelines are published for public consumption, there's no secrets with this stuff.

So my coffee station is supplied with a crystal sugar bowl, my soap dishes are lead crystal, my mis-matched wine glasses are awesome, a  crystal dish holds popurri in the bedroom.