This subcontractor is fully aware and hereby acknowledges that this is a no change contract unless the change is mutually agreed upon by the Owner.Subcontractor’s proposal, with listed inclusions, exclusions and/ clarifications is superseded by this Agreement.

I'm from Colombia (yes, with an o haha) and i am just getting started on learning about real state.

@Cody Evans@Sean OToole  Cody this is off topic so OP don't yell at me.. but any one working distressed real estate on the west coast the very first thing they need is Property radar app .. hands down the best tool out there.. we snagged an off market deal last year that has over 300k in equity.Of course we pay cash that helps.. but this tool is super cool the info at your finger tips and it so cheap as to be a no brainer..

Seems like a no home run opportunity after reading your post. 

If their experience, contacts, and knowledge tells them that the neighborhood is a no-go zone, I'd strongly consider that it's for a good reason and that a newbie might even have less luck with it than they would. 

We win as seller is a no show in court10.

I'm trying to get our association to charge me and I just include it in my rates but it's been a no go so far.

They do have to step in and pay on the underlying note while they foreclose on the wrap this to protect their credit and theoretically project their equity The issue with all this sub to and wrap stuff is under capitalized investors or investors that dont know enough or investors that have a no morals and just look at these like if it works great I have little money into this no real equity and I am not on the loan so if it does not work I will just walk off .. or really bad actors that get into title rip rents and never pay the underlying I have seen that more times than you can imagine. this sub to  wrap stuff is just super dangerous and I dont care who is training people on it there are just to many things that can go wrong when your sub to deals or wrap deals are with owner occs and their mortgages.. seller carry backs like we did worked fine and the deals were smaller in those days. 

If/when we aim our sights on the great state of Texas, Brad's program seems like a no brainer (it's also remarkable how many mentors/trainers are based in Texas, in general)

However, When you have access to a Military VA loan and you have not used your DD-214 and you have your full 100% entitlement, it’s a No brainer.