It's the price of speed, flexibility, and growth.A few next steps:Run future deal numbers with financing included — even if you decide not to borrow, it keeps you sharp and prepared.Connect with a few local or regional hard money lenders — ask if they’ll lend on mobile home projects or land with utilities in place.Reinvest those profits smartly — stacking cash from a few short-term wins could get you closer to those long-term rentals and quitting the 9–5.Document your process — before/after photos, timelines, and numbers help with lender trust and future investors if you bring on private money later.You’ve already proven you can create value with sweat equity and a solid plan.

If they trusted you I would have bought it a just your primary and had them loan you money for interest or interest okay portion of profit at sale?

Mortgage as opposed to Deed of Trust.

IE - there's minimal differentiation between lenders (it's really more about who you like working with / like / trust). 

They are more apt to trust you, foremost, and likely aren't looking at a lot of other types of deals, both actively and passively, to compare your deal to, therefore making them hear "12% backed by real estate, with someone I know. 

Just be choosy about who you partner with-you want a trust worthy and honest partner.Now, if your goal is to create generation wealth, not be chained to corporate and have time to enjoy life then most likely that will include owning some real estate in your portfolio.

Your PM is the expert in screening and you should trust their decision.

An alternative plan: put everything into a stable trust, with a good executor, and allow your portfolio to continue to provide income to yourself and your heirs for however long into the future until your heir(s) unwind the trust.

@James McGovernAs an out-of-state investor, some key things I’ve learned to look for before jumping into any market:Local property management you trust — they’re your boots on the ground.Neighborhood class and street-by-street variability (photos and Google Maps can only show so much).Exit strategy clarity — whether it’s BRRRR, flip, or buy-and-hold, your numbers need to work with conservative assumptions.Reliable contractor network if there’s any rehab involved — this can make or break deals from afar.And finally, verify rent comps and rehab costs with locals — online estimates often miss the mark.

I hope you're able to make lots of connections and find a mentor in your local area.One thing I may recommend as you start your real estate journey, if you haven't done so already, is to learn about Trusts and LLCs.