I would consider just using a personal unsecured prom note.. one of the good things with those if he does not pay you can simply get a judgment there is no defense.. but if he or she files BK your toast.. so tell him/her  that if you do a mortgage its 1k for title and escrow.. you will take that and 1k for your profit.so 10k  pay back 12k  ... seems reasonable.. although someone buying a home like this and cant put 10k together I think is a red flag in itself..  

@Jay Hinrichs we are in Seaside / Canon beach several times a year (was at the WorldMark on the prom last week).  

Hey it was a prom year for me! 

Everyone knows that the customer is the boss, but you don't need to flaunt it (I'm sure you don't, but some do).If the value of the agent is in the lock box key and their chauffeur abilities, then I would move on.

Don't lie about who you are but don't flaunt it.Most people on Craigslist are lazy.  

BP has helped me so much starting out as a newbie, and I'd love to flaunt where my knowledge is coming from!

obviously not all investors resort to wholesaling tactics once they get ur attention by flaunting 'all-cash' offers and ' proof of funds' in the excess of millions, but with the advent of MLM in this broke hyperinflative economy, less people/businesses qualify for funding, yet more are inspired by multimedia advertising/marketing/networking to want to 'invest' anyways evenmoreso.  

I too have means and what I've discovered is that the truly wealthy are very different and early flaunt their wealth, nor do they get wrapped up in foolishness.

i'd not fine them for one day. my tenant was supposed to pay by the 5th, but he said his father in law died and they had to miss a few days work, so he is paying today. last month's excuse was his daugher's prom preparation. but he always comes through. he gets paid on fridays and asks me to hold the check to the closest friday. if he did not come through, then i'd not allow that, but they have been there over a year and always paid (knock on wood).

It would be hard to pick out the true old money/truly educated individual as they have enough social grace/etiquette to not flaunt nor talk about their wealth publicly.