@Shaun Reilly - Thanks for the upgrade.

@Shaun Reilly @Daniel Breslin Well, here's the thing.

So, I would do any and every approach and not do an either/or as @Shaun Reilly said above. 

Originally posted by Shaun Weekes:If you put down more than 10% or have a term shorter than 15 years it actually falls off in 11 years.I know that's still nuts but if you don't have the down it a viable option.Have a great day sir. 

Thanks,Shaun

Welcome to BiggerPockets Shaun and best of luck investing!

:@Shaun Weekes a few reasons....1) Unless I'm mistaken, they dont fund rehab2) they are long term financing, I want a short term to refinance into a traditional loan3) Higher monthly payment than HML, raising my holding costs.4) Can you get a non-qm loan for a property owned in an LLC? 

It is like that "singer on American Idol",... when she "hits that first note" her audience is "tuned-in" to her!

@Shaun Caldwell I agree with you. 

I, like most others, would include everybody who has answered a question for me directly, everyone who has answered a question for me I didn't even know I wanted to ask (I have a solo 401k account that before BP I didn't know was an option, so I guess thank you @Joshua Dorkin) and especially thank you to the people who correct my own wrong answers.That said here are q few groups of people that deserve an @ttaboy;Since I'm mainly in Tax liens (and deeds), my "go to experts";@Ned Carey@Tom Yung@Wayne Brooks@Richard D.People who introduced me to other investors to answer questions include the "Chicago connections" of  @Brie Schmidt, @Zach Shepard, @Derek Martin, @Wendell De GuzmanI would be remiss if I didn't mention how awesome @Steven Hamilton II is for answering accounting/tax questions with the appropriate caveats a licensed professional needs to include.And those who write great blogs on topics that catch my attention with their complete openness on deals; @Dawn Anastasi, @Seth Williams,  on deals@Shaun ReillyAnd I'm humbled by those reach out with a colleague request based on a forum answer or blog post I've written.Oh yeah, as a comedy writer myself (I know not much of what I do on BP is comedy except for my wrong answers) I am always impressed with a funny post.