For multifamily you're gonna get the highest leverage at the lowest rate from the agencies.

The second one I called is a second generation agent with 30 plus years in a family agency that has been around for more than 50 Years.

I've seen many newbie investors whose first action is creating an LLC and all they did was waste money and didn't realize that they could not get agency debt within their LLC.

I think it is highly doubtful that any bank or agency would allow you to do such a thing. 

And wasn't City Hall (and many state/non-profit agencies, and REIAs) focusing on connecting people to CARES money in order to pay their landlords? 

Also, if I start shopping insurance - -does it make any price difference if I go to the same agency for 2 homes versus 1 home?

I specified single family because they are a dime a dozen, and in any MLS there should be good diamonds in the rough out there outside the mainstream of shiny objects being bid up above asking by desperate buyers (sometimes mispitched in listing to the wrong category by an idiot listing agent, which a good buyer agent can find and offer on as the only offer they've gotten in the past month!) 

For example when I was driving to a showing I tried to memorize the script to get a buyer agency agreement signed.

If the loan is over $1M, you might be able to use agency debt for the deal.

@Victor Menezes The agent I work with brings me deals that are in house at his agency if he thinks I might be interested as soon as they arrive.