REI has always been more about equity and cash flow is basically the dividend you derive from that equity.

For the off months, you'll have to figure out how or if you can derive income to help offset expenses.

You say someone has "too much" because you don't approve of their use of their property(ies) and you feel that someone else, perhaps yourself, would derive greater benefit from the property.

Look at the most successful people in any field, and they could have stopped working years ago - they don't b/c they derive meaning from what they do, & the satisfaction that comes with overcoming professional challenges. 

I also want at least two years of living expenses in savings accounts insured by the FDIC or NCUA.I have $2,500 a month of living expenses (frugal lifestyle), but the formula is scalable to whatever lifestyle you want to engineer for yourself.Some derive their investment income from index funds, others use income property, and others mix and match their investment income from a variety of sources.

And I repeat: Equity derived from your principal payments is not profit, equity is savings.

Not sure if this would be categorized as "high", but I derived this simply from income replacement for my me and my wife.I live in a middle upper class suburban area of Los Angeles and cost of living is relatively high. 

Thinking of putting it up derived after I saw the sign on a rental building walking to the train after work. 

@Bryan Wilson Here is the formula I derived for calculating an equivalent rate of return for ONE years contribution over a given time period.y = ((((Pv*(1 + R)^n) / C)^(1 / n)) - 1) *100R is the assumed rate of return.C is your after tax dollars of your contribution (since investing in real estate with after tax dollars).  

Originally posted by @Matt Shields:Despite that the banks and the government claim a crash can't happen again, not much has changed, except that the large banks crushed competitors and guaranteed their bailouts by depositors through Dodd-Frank. to be fair, DF also put some default liability on the seller side of systemization, it put the hamper on the derivatives market of RE, and its unlikely that the auto industry will simultaneously get obliterated, and not all the banks got bailouts, some went away and for the ones that did get help it wasn't all sunshine and rainbows the fed made it painful. no one is claiming a crash can't happen again.