I would highly recommend starting with turnkey long-term rentals which can be a smoother entry point than STRs for a few reasons:Immediate cash flow: Many turnkey properties come pre-leased, so you start earning income right away without the wait or marketing effort.Lower hands-on management: LTRs are easier to manage remotely than STRs, which require constant turnover, cleaning, and guest coordination.

Thought I was gonna get paid thru EDD and didn't go thru and was out almost 12k of wages.

When a 30yr amortizing mortgage loan is made, the minimum payment is set at an amount will cause the loan to be paid off in 360 months using the above formula.

They have slowed paid some of these payments and then caught them up.

Accommodations if needed are paid for by the tenant.

Approaching a seller who is in probate, pre-foreclosure, relocation, etc. going through a rough time needs a professional who knows the process, they don't need someone who is going to make their situation worse.

Attorneys General have heartburn about all of the fraud targeting "distressed sellers", that usually means pre-foreclosures, from the 2008 debacle.

We used bank financing for the $30,000 purchase and paid for the $35,000 renovation in cash.

Not a singld tenant has paid in full. 

I align them: tenants get small renewal perks, contractors are paid in milestones, lenders give me fixed rates, and managers (if used) earn more when rent is collected on time.