Hi @Brandon L.The people who reported this delinquency to the credit bureau i believe goes by one of these two names:Account Resolution Services, LLCHealthcare Revenue Recovery Group LLC Account Resolution Services, LLCI believe the original debt was charged off by the original creditor ( the hospital ) and bought by these people.I am not sure how it all works.

For example: the "dispute resolution" paragraph of the California Association of Realtors RPA says that unless there was a second earnest money deposit or an addendum specifying otherwise, a buyer backing out at the last minute after all contingencies have been removed can only lose at most 3% of the contract sales price.

The construction and landlord tenant resolution didn't scare me.

I called the bank once and got transferred several times with no resolution, I just gave up. 

He is a con artist and a bully (to broke little old ladies mostly) so I didn't have much hope of a peaceful resolution other than foreclosure.

Time for a new year resolutions.

Keep us posted because your resolution might help someone else down the line

But get the paperwork first.When I went to one of my closings, the attorney insisted on a board resolution the unit was a rental.

It is not very long and by going through the rules you can have a decent understanding of things you should be thinking about in terms of exit strategy, conflict resolution, shares allocation.

I should have posted resolution anyways before sorry about that.