One of the worlds top experts on infinite banking.I’ve done a regular whole life policy & it’s now aged & primed to borrow low rate policy loans against it.I’m not doing more personally as I got attacked with a $500k+ debt bomb a couple years ago that was not in my control right as we are facing a violent economic storm & dollar currency collapse.I recommend people move assets they don’t want to lose & grow into silver & crypto!

Problem there is currency manipulation, for example China pressing their currency down vs USD.

Buy high-quality liquid assets that can be disposed of in event of significant currency/bond market volatility to raise cash and avoid deflation.

Borrow money until we no longer can, enter hyperinflation, pay the debt back in full, and finally, create a new currency. 

The biggest collapse in the world will be when the world reserve currency fails, which is currently the USD.

Who knows, maybe one day instead of exchanging dollars for rent, we'll exchange bitcoin/crypto or stocks in exchange for rent.

I would pay off or free up the monthly furniture, water softener, and crypto.

I also think that having reserves in a depreciating currency long term isn’t that smart play so I would maybe even hold reserves in something like gold and silver so you hedge your reserves against inflation.

Finance it, manage it, hold it, then let the politicians and bankers erode the currency. 

I have reserves in both currencies. 6 months in AUD, a little bit more in USD.