We were able to negotiate great seller finance terms with 20% down, a 4% interest rate for the first 2 years, and a 5% interest rate for the remaining 8 years, fully interest-only.

I didn’t feel comfortable remaining there, and I believe it’s best to move forward.If anyone is interested in connecting, please feel free to reach out.

Well, if you're referencing House Bill 797 on Wholesaling - that remains to be seen.

Navigating Atlanta's STR OrdinanceFinally, on a related note, we are aware of the city's rule limiting an individual to two STR permits (one for a primary residence and one additional unit).Question: For those who operate more than two STRs, how have you structured your business to remain compliant with this city ordinance? 

Below is typical of our rental properties (click to enlarge).Provisioning for Major CostsTo calculate a maintenance provision, the standard approach is to base it on the remaining life of major cost components.

I figured if I save 82.8k with a 10k investment, that is a 828% ROI, divided by 24 years remaining on the loan, and that provides a 34.5% annual ROI.  

.📍 Market Snapshot (Fall 2025)Occupancy: We're maintaining 95–96% occupancy across our residential portfolio (SFRs, duplexes, small multis).Rent Growth: Up roughly 4–4.5% YOY, but the pace has definitely slowed since the 2022–2023 surge.Hot Spots: Overland Park and Lenexa remain strong.

Looks like the cash remaining in the deal after you refinance. 

The exemption for intra state offerings (the offer is made to investors residing in a single state), the exemption for investors with FEDERAL accreditation (Federal banks, investment banks of a certain size, Federal funds dealers, etc) and the private placement exemption.Since single state offerings are very limiting, and many states require state registration and compliance with inherent costs, the private placement exemption remains the most popular.There are two methods of “private placement”.

Also remain flexible with your goals and associated time lines.