An assumable loan can help you sell for more or move a home that might not even appraise due to condition isssues - I sold a property with an assumable VA loan that had the bathroom torn out and no flooring.If you’ve been waiting for a creative entry point into real estate, this might be it.If you've actually done an assumable loan, or have questions ask them in the comments!

The home is in really nice condition as we havebeen working on it and updating it.

Anything 5+ is commercial 4 and under is residential.  5+ requires much more in terms of borrower conditions inlcuding down payment, Higher Fico scores, Land lord experience, some lenders requiure you to not only own a primary home but also 1 or more invetment properties for 12 months (used for landlord eperience, pay history, collateral, etc.They may also require PITI reserves 12-24 months or 6 months per property in addition to the subject property. 

Everyone knows the BRRRR method - Buy, Rehab, Rent, Refinance, Repeat.It’s built on the idea that leverage lets you grow faster.That worked great when money was cheap and banks were eager.But in today’s market, the same leverage that once fueled growth can quietly eat away at returns.Here’s an alternative I’ve been studying - something I call the Reverse BRRRR.It keeps the real estate, the cash flow, and the repeatability… but removes the debt treadmill.Here’s the basic structure:Buy homes in livable condition at a discount.

Depends on the condition of the place

Focus on collateral first LTV, property condition, market rent, then the payor’s story and payment history; price yield to risk and prefer clear remedies with a recorded security instrument and servicer in place.

If you're living abroad, I definitely recommend a stateside property manager and/or emergency team who can handle communications and responses within your tenant's timezone and keep you in the loop on the general condition of the property since you can't be there in person.

We’re seeing a bit of an oversupply of long-term rentals lately, and we have been applying different strategies to promote ,positioning , house perks , house shine conditions and price reduction strategies on our rentals... as we have done in the past with the only difference feedback from tenants has been they have too many options to choose and resulting slow to keep fulfilling the vacancies compare what we used to see in the pastI’ve noticed some folks offering incentives like a free month of rent instead of just rent price reduction.

I’m  a Licensed Realtor® and Professional Civil/Structural Engineer (P.E.) with over 20 years of experience in land development, infrastructure design, and property analysis across Maryland.After two decades designing and managing major projects — from transit and utility infrastructure to mixed-use developments — I transitioned into real estate to help investors and builders make smarter, data-driven acquisition decisions.I focus on helping investors evaluate:Land and infill sites for development feasibilitySmall commercial and multifamily properties for value-add potentialStructural and site conditions that can impact ROI or exit strategyI’m particularly active in Baltimore, Hagerstown, Eldersburg, Sykesville, and Capitol Heights, MD, and I love connecting with investors who are interested in ground-up, subdivision, or redevelopment projects.If you’re in Maryland or nearby markets and want to discuss land strategy, due diligence, or deal analysis, I’d be happy to exchange ideas and insights — always in the spirit of collaboration and compliance.Looking forward to learning from everyone here and contributing value wherever I can.– Reddy Karnati, P.E., Realtor®(Engineering insight meets real estate opportunity — all within compliance of COMAR 09.11 & 09.23)

Looking to understand which builders prop up home values and don't lower prices to protect previous buyers vs those who quickly adjust to market conditions I have capital to purchase investment properties but don't want to buy where property prices are propped up