I hope to purchase another property next year and I want to have systems in place and a separation of concerns between my personal & real estate expenses.Problem is, I'm having the worst time finding a suitable business bank account.

My listings have only been active for about a week and a half.

Hey Deon, congrats on getting this far into the BRRRR process—most people never get to the point where you already have ARV comps, contractors lined up, and a clear exit plan, so you’re doing great.

We have a pair a duplexes and a few SFR.

Quote from @Adam Macias: A 50-year mortgage sounds like affordability — but it’s really it'll be debt that never ends. lolOn paper, stretching a mortgage from 30 years to 50 lowers the monthly payment, yes.But in reality, you’re paying far more in interest while barely building equity for decades.If you buy a house at 25 years old if you're lucky, you'll be 75 when the mortgage term ends...It’s housing that feels like ownership but functions more like renting — just with a longer contract and a higher total cost.The real problem isn’t the length of the loan.It’s the affordability crisis that’s forcing people to consider lifetime debt as a solution.Until we address prices, wages, and supply, extending loan terms only delays the inevitable...The further elimination of the middle class chasing the American Dream of owning a home. 

The situation: Duplex in which equity is at least 60%, with a 3.87% rate currently, and a Rent:PITI ratio of about 1.35. 

Maybe drive them on afternoon weekday afternoon and a weekend night. 

That's legally incorrect in Arizona and a few other states.

Many investors I work with also carry an umbrella insurance policy over their LLCs for extra protection, and a good real estate attorney can handle the setup quickly and correctly.

And a big shout out to Ashley and Tony with the Real Estate Rookie podcast!