Regardless of your level of plain/simple vs rustic vs fancy, you can do it for much less by just going to used furnishing stores (primarily).I used both 1) high-end second hand stores (meaning not primarily Goodwill and Salvation Army), and 2) lower level antiques stores where they have decent pieces for say < $500.

A do-it-yourself program that is landlord friendly to a beginner landlord. 

I have definitely heard similar sentiment and experienced it myself; I have sent you a PM.

You’ve been attacking me nonstop because everything I’m educating people on goes against what you do.

I'm just a few hours south of you in Celina, TX. 1 - Decided whether you want to try and be an operator or just a landlord to an operator (much different risk profile). 2 - See how others are doing it/find who's doing it in the market you want to be in and serve them/know them3 - The need is never ending, position yourself for at least some scale but prepare for it to take a while as not every house and neighborhood will work. 4 - Have a great attorney who knows the space IN YOUR MARKET to protect you.

Another big lesson is trying to do it yourself real estate deals as a new investor.

If you have an exception to your system, you do not have a system. 

Sounds very very good but are there people or lenders actually doing this?  

I wouldn't like the position your thinking of putting yourself in.

Personally I would not liquidate the stocks, just maybe only contribute a smaller amount to it on a monthly basis.As far as the car, I would pay it off from current income.