Each structure has pros and cons depending on your income levels, business goals, reinvestment strategy, and whether or not you plan to distribute profits.One of the key benefits of a C Corporation is the flat federal tax rate, which can be very attractive if you and your partners are in high personal tax brackets — especially if you’re planning to reinvest profits back into the business rather than distribute them immediately.That said, a C Corp also comes with its own downsides, like potential double taxation if you’re taking dividends.

My background is IT for Federal Government enterprise systems.

Your credit wil be shot and you potentially have a taxable event upon reposession. 

If you sell investments today, your gains will be part of your 2025 taxable income.

I don't want to pay federal income taxes on the earnings I give them, the "interest" payout.

From a tax perspective, the depreciation on the condo will be a big win for you, it reduces your taxable income and offsets the rental income.

If you sell those, gains would generally be taxable, and depreciation recapture may also apply if any are held as rentals.I’d happy to walk you through how to structure it most efficiently when you're ready.Feel free to e-mail me or reach out anytime.

✅(Technical note: This process requires submission of Form 14135, Application for Certificate of Discharge of Property from Federal Tax Lien, and results in IRS Letter 403, Conditional Commitment to Discharge Certain Property from Federal Tax Lien (Value).

I don't want to pay federal income taxes on the earnings I give them, the "interest" payout.

Essentially, you can't split the (taxable) profit 50/50 as that does not match the economics of the transaction.