Using a private money lender for an investment property can be better than traditional bank financing primarily due to speed, flexibility, and less strict qualification requirements.

I know speed is everything in real estate investing.

“I’m impressed they built it in-house—it gives them more control over accuracy, compliance, and speed.

And here’s where the opportunity lies:Lease options, specifically 𝐂𝐨𝐨𝐩𝐞𝐫𝐚𝐭𝐢𝐯𝐞 𝐀𝐬𝐬𝐢𝐠𝐧𝐦𝐞𝐧𝐭𝐬, let investors step in and solve these homeowners’ problems.Motivated sellers become motivated partners when you can offer a profitable solution with speed and simplicity.For new investors, this is one of the easiest entry points into real estate.

Do you prioritize speed, cost, flexibility, or long-term scalability?

That speed lets them lock up properties before someone with slower financing can even get in the game. 

It really comes down to whether speed and learning with less risk is more important to you right now than keeping all the profit.

- Are you leaning more on speed, volume, or creative financing to scale?

Past the numbers, I’d look at three big things: speed of resale, buyer demand, and exit flexibility.

From our calculator tools, to using our agent finder, speed wins.