In the past month, I've had:- a borrower say that they have the cash for the downpayment, only for the sourcing on that downpayment to show that they didnt have it and that they planned to take a credit card advance- a borrower refuse to provide a copy of a bank statement until after going under contract (without being preapproved), only for it to show the funds in the account were borrowered, at which time the borrower says "this is why I didnt want to have to give you this"- a borrower claim that they were divorced when they werent actually divorced yet; they were "basically divorced" according to the borrower- a borrower tell me that there was some "slight confusion" with their previous lender on a payment, when the reality was that they were 60+ delinquent due to having no cash- a borrower claim they have "about a 700 score" for their FICO, when the reality is sub 600 due to mortgage lates and credit card chargeoffsTOP TEN EXCUSES (I’VE RECEIVED) FOR NOT MAKING MORTGAGE PAYMENT10.

Excuse my ignorance @Jodi Taylor but what is a Chicago discord group?

Lately it seems like the appraiser will find every little excuse not to change value.

And flawless houses sell.If you want your flip to move in today’s market, you need to deliver everything a buyer could want—not excuses for why something “couldn’t be fixed.”

Contractor always has excuses and states the job will be done soon.  

This includes various excuses.  

Recent example: someone doing work on my Indy Class A home took advantage of me (took close to 3 weeks to finish a job that should have been done in 3 days with constant excuses and "I promise I'll get it done tomorrow") because I'm so far away.

First post here so excuse any info you may expect.

Otherwise, be prepared to deal with excuses and always chase-down rent. 

This doesnt excuse your lender though.