Trigger Leads Are Legal Harassment—Here’s My Story”

[Jorge Vazquez]

Pulled my credit last week and instantly learned what trigger leads feel like—my phone turned into a nonstop call center with nearly 100 mortgage lenders chasing me in just two days. Some even pretended I was already pre-approved or tried dropping my property address to sound legit. Technically it’s legal under the Fair Credit Reporting Act, but it sure doesn’t feel like “help.” Imagine being a first-time homebuyer getting hit with this—confusing, overwhelming, and maybe even dangerous if you trust the wrong voice on the other end. 

Have you ever dealt with trigger leads, and do you think they should even be allowed?