
19 May 2025 | 2 replies
@Stephen Morales and Wholetails are my favorite!

1 June 2025 | 11 replies
Best thing to do is always have title insurance - as if I did not I would have had to spend $100k in defending my loan.Your comment: "as if I did not I would have had to spend $100k in defending my loan." and 3 years.People greatly underestimate the cost of a lawsuit, both financially and time consumption.

11 June 2025 | 16 replies
Moral of the story is check with your lenders to ensure you can hold the property in your LLC.
23 May 2025 | 102 replies
I have documentation.I guess we know with what kind of ethicall and moral base you run your business.

19 May 2025 | 8 replies
Fix & Flip LoanIdeal for: Buyers renovating and reselling for profitMinimum GuidelinesFICO Score: 620+ minimum (700+ preferred for best terms)Down Payment: 10%–20% of purchase price (based on experience)Experience:0–1 flip in last 2 years = higher rates, lower leverage2+ flips = better terms (LTV, LTC, LTARV, rate)Special consideration for General ContractorsLiquidity Requirements:Must show funds for down payment, closing costs, and reservesReserves typically 3–6 months of payments depending on experienceLoan Term: 12 months interest-only (extensions possible)Rehab Scope: Detailed Scope of Work (SOW) required before applicationExit Plan: Must clearly outline exit strategyCharacter: No recent criminal history involving moral turpitudeEntity RequirementsIf closing in an LLC:Must provide Articles of Incorporation, Certificate of Good Standing, EIN Letter, and Operating Agreement (or Corp Charter if not an LLC)Must prove experience via HUDs or LLC membership tied to past dealsFunding Speed4–10 business days with clear title and insurance✅ Best FitBuyer has cash for down payment and reservesProperty needs rehabQuick closing required🔹 2.

13 June 2025 | 57 replies
You should really think through your morals and not pick and choose what laws you want to follow.

13 May 2025 | 7 replies
Also it is against my morals and beliefs to say I would let him live there and evict him after taking ownership of property.

17 May 2025 | 5 replies
Quote from @Stephen Morales: Quote from @Harvey Gill: Thinking about how we can improve our online presence and client engagement.

19 May 2025 | 14 replies
Moral of the story as supply stabilize(s) to current demand levels the creme rises to the top and continues to prosper as the rest will sink to the bottom and inevitably exit market making room for others with proper expectation to provide and adapt to current market.

14 May 2025 | 8 replies
Quote from @Stephen Morales: Quote from @Elvin Torres: Hi everyone. how do you deal with property taxes after you rinse and repeat several times?