The mortgage company stated that if I were to get the loan switched to my LLC, being that it was under FHA I'd have to restructure the loan basically start over.

Debt restructuring and credit optimization.

.: The reality of course, is that reshoring will take at least a decade and it's quite unclear if Americans and our politicians will have the stomach for the pain restructuring global trade (to reshore manufacturing and reduce national debt) will cause given that we still have room to kick the can down the road. 

Before I go pay an estate attorney to restructure everything, thoughts about these strategies? 

In this situation, you may need to consider restructuring how the LLC is titled within your living trust to ensure it qualifies as a disregarded LLC.

Dividend is marked by a restructuring of holdings, simplifying things, getting out of day-2-day and just being the owner.

File bankruptcy which buys you atleast six months, restructures your mortgage and credit card debts into something that you could probably afford?

I have lenders that I can point you to that would likely be able to give you a better product that will pay off that primary residence loan, or restructure it into one that doesn't take so much long term value out of your equity.

Partner B will get $220,000 + the single wide, while Partner A's heirs will get the apartment building and the double wide.They intend to sell one property ( the double wide mobile home ) and use the proceeds to either pay down the loan or reinvest in another rental property (possibly in another market).To defer capital gains tax, they plan to use a 1031 exchange for reinvestment.Goals & Challenges:Tax Efficiency – Structure the transfers and payments to minimize tax liabilities for Partner A’s Spouse and the Children.Guaranteed Income for Partner A’s Spouse – Ensure a fixed monthly payment of $1,100/month while transferring ownership to the Children.Long-Term Investment for the Children – Build a solid rental portfolio to support future financial growth.Operating the LLC Under New Ownership – Ensure a smooth transition, including removing Partner A’s Spouse and Partner B from the LLC structure.Proposed Plan & Questions for Advice:Instead of outright gifting the 50% interest, the LLC will be restructured so that Partner A’s Spouse retains a Preferred Equity Stake that provides them $1,100/month in priority payments but gradually transfers ownership to the Children.Payments will only be made when rental income is sufficient (i.e., when rent increases to $850/unit).Partner A’s Spouse is willing to forgo payments in bad financial times but wants assurance that they won’t face any tax consequences on unpaid amounts.If Partner A’s Spouse passes away before full ownership transfer, the Children inherit the shares at a stepped-up basis (avoiding capital gains tax).Questions:How should the LLC Operating Agreement be structured to allow withholding payments when necessary without triggering tax or legal issues?

Quote from @Michelle Clifford: Bongostays is back with their same old video (same woman in it) as a new restructured company BeeSetups, just FYI.