Did you find a HELOC product that you recommend?

Affordability is for sure a huge player both on the investment side and the tenant side, but ultimately I'm still finding that a premium product or offering is still fetching a premium price/renter.

How I try to help here (no pitch):- Side-by-side numbers: DSCR vs full-doc, points vs temporary buydown, refi vs HELOC- Underwriting clarity for self-employed/1099 borrowers or specialty investment products. - Contract-timeline planning so closings hit dates (what to do week-by-week)Useful details to include when you ask me a lending question:Purchase price, est. rents/STR comps, credit range, down payment/reserves, target payment, and timeline.

@Arman Ahmed Those products will always be in demand, relative to the "average" listing.

Is there any sort of subsidy built into the mortgage, or is it just a no-down, low interest rate loan product? 

His book: https://store.biggerpockets.com/products/real-estate-side-hu...His IG: https://www.instagram.com/devonkennard/Ah yes.. 

Delivered a great product to a happy customer who is now renting the property for STR.

We pursued a DSCR loan structured as a cash-out refinance, qualifying the deal on the asset’s income rather than a traditional full-doc product. 

That said, DSCR and bridge-to-rental products are giving investors a way to hold longer if the exit timeline shifts.Rates & Structure: Higher rates have pushed some investors out of the market, but deals are still happening.

Of course this only matters on a debt to income qualifying product.