Honestly, as-is, might as well embrace it and just go sec8, seriously.

Quote from @Sean Rowan: Quote from @Doug Smith: It's always been my experience that this is the big disconnect and, if we could all simply own up to our weaknesses, embrace our strengths, and find complimentary players, the lending process goes much, much better.

Orlando is a fantastic market with strong population growth, tourism, and development projects continuing to push demand.

Tourism to Orlando is down and its impacting STR and hotel markets 

National park tourism is pretty consistent and cabins there tend to stay booked more evenly throughout the year.

I’d recommend starting in an area like Rote, where tourism is just starting to grow, but there's less competition and more upside.Let me know if you'd like me to share a breakdown of how we've been doing it—happy to help! 

Look at stale listings and price-reduced units.For current owners: trim expenses and keep units top-tier — travelers are getting picky again.For STR operators: underwrite conservatively (60–65 % annual occupancy) and keep a buffer for slower winter months.The fundamentals — beautiful beaches, limited land, and steady tourism — are still unbeatable.

When analyzing short-term rental markets, start by looking at a few key things—tourism demand, local attractions, and seasonality are huge since they drive occupancy and nightly rates.

The 1% fee on your rental income, paid monthly, goes to the local TDC to promote tourism in the area. 

Maybe not in the short term, but definitely over time.I think part of the answer is to stop thinking “stick built only” and embrace what I’ll call "Precision-Built Housing" (simply because of the stigma "manufactured" has).