Actually now I am a licensed CAM and manage HOA's so now I would know what to look for.I will never make this mistake again, and urge you to please read your documents and meeting minutes of past board meetings carefully.

The credit report is only a "piece" of the full background I use so them pulling it and providing it to me is not acceptable because I also want to know their criminal background, address history, eviction history, sex offender status, what judgements they have outstanding and so forth.

However there are other descent areas where you cam find 3 and 4 family.

Hello KarenSorry you are have this troubleUse and demand heavy type K copper pipe and have it silver soldered if its under groundHave them give you a firm price quote before they start no surprise,no working by the hour or time and material ,,,if you do everyones walking on eggshells worried about the outcome,,,,forget about it,,,get a quoteUse a licensed bonded father and son plumbing contractor recomended from a local plumbing supply house [these folks pay their bills on time and are reputable]Ask them to reroute the piping if they can so most of the new work is not under the slabHave them insulate the pipe with black foam jacket before the backfillForget PVC on the irrigation lines its crap, also install all brass sprinkler valves no plastic,,its Crap..Run your irrigation in Type K copperYour father and son plumbing contractor cam make a recomendation on a masonry /concrete contractor Use them and pay them their priceHave them walk the job with you when its done and explain what they did and discuss future maintenence issues  that might arise they will be happy to do itTake lots of smartphone photos  thru the scope of the projectMake them coffee in the morning and lemonade in the late afternoon they will love you and help you get where you want to goHope this helpsDave DoyleLos Angeles

Originally posted by @Cam Jimmy:@James Gates Congrats on your BRRRR!

And the "depression commodities"; sex, booze/drugs. 

TC charges $19.95 for a background check that includes credit score, evictions, criminal, sex offender registry). 

@Cam Coplin There is a 95% chance that is a program I use as well. 

CamHey Cam, welcome to the site.

McCart,I'm glad I cam across this post, as I am a Loan Analyst located in the Sarasota, Florida area.If you would like to connect on some of these deals and possible pathways forward for you (and your wife) please send me a message!