Compounding positive returns will grow exponentially and there will come a day where you can squash any remaining debt very quickly.

I will not qualify for a loan until this is squashed. 

The 3-4 plex sounds like a winner, OP.Keep saving and don't let people try to squash your real-estate dreams.

With that, when I seem them, I know there is no "real" relationship between the broker and a party and I squash the broker's expectations of the agreement right then.

Since an installment sale can be squashed, so can the obligation to pay it.

There's a fraternity of attorney's that have relationships w/ the judges & can get this squashed. 

I think you could probably have the part secured interest just squashed and by doing so, you are a unsecured creditor.  

Whether you are a cash buyer or financing your purchases those two factors have really squashed returns for NEW real estate investors right now. 

You could design a policy where you still maintain the tax-free loan capabilities, but the death benefit would be so high, the cost of the insurance itself would hinder the growth of the policy.The concept is to "squash" the death benefit as low as possible to promote cash value growth, and that's usually done with spreading the contributions over a longer period of time.I can run numbers for you if you'd like to reach out.

That could squash the whole claim before it even gets started.