It's best to be safe and not push it to the last dollar limit so as not to go over the 32% tax bracket. 

The Bank or Lender holding the Heloc can reduce the heloc credit limit or even close it completely.

Another point, I have a W-2 income (spouse is stay at home mom) where I am already above the social security tax income limit.

A well-designed asset protection strategy limits liability, preserves wealth, and strengthens your defenses if challenges arise.To navigate these areas with confidence, build a team that includes a tax professional experienced in real estate and an asset protection attorney aligned with your long-term goals.

I can relate to starting out with limited capital since it’s one of the biggest hurdles when expanding into a new market.

I’d love to hear how you’re balancing flips and rentals while keeping momentum.Great question—DSCR loans have definitely become a go-to for a lot of investors who want to scale past the limits of conventional financing, especially when shifting from flips into long-term holds.

They should collect your W-9 and use your EIN, have a written 1099 policy for vendors they pay as your agent, register and file all applicable state and local taxes (sales/lodging/occupancy, business licenses, any nonresident withholding) in your entity’s name, and keep security deposits in a separate trust account.

I'm not capital limited, but am time limited.

To be thorough, I contacted the city to confirm if there were any rules limiting the number of vehicles someone could park on the street.

On the Kent property, your hours should still count since you’re making the management decisions — the PM is more of an admin.Aggregation election can simplify things, but it does limit flexibility if you sell a property.