Our client wanted to be done with her, so an agreement was signed by the landlord and tenant (move out by the month's end, pay for the month's rent, forfeit the security deposit, and don't cause any more damage to the home), and a lease modification was executed.

So the modification agreement, along with any forbearance agreement that preceded it should be included.

I am looking for creative ways to leverage the equity in a property I own without having to refinance and lose the great rates that I currently have from my mortgage modification. 

Again, note modifications are the new extension of credit just as originating a new note, just because you own the note doesn't give you a license to originate new notes or extend credit.

A slight modification to strategy.

I made a major modification to a load bearing wall to open up the kitchen to the great room and view of the pool.

I've since made minor modifications to fit my situation. 

If the answer to the questions are yes...here it comes: "The FHA requires the owner/landlord to make a reasonable modification to current policies."

Looks like it might get a better response...launch it and see where it needs modifications.

i'm getting ready to purchase my first rental property but I'm running into some issues, I own a home ( I live in) which has 100,000 in equity and I will like to use that money for down payment or just buy a property straight up but i got denied the equity loan because of a harp modification, I've only tried two lenders and one said my credit is not good enough and the other said the HARP Mod, at this point not sure what to do, I don't have the money for a down payment right now unless i get approved for a equity loan, being new to real estate investing I'm hoping I can get some advise on who will approve me being that there is 100's of lending companies, or how i can get a some money for a down payment, any help/advise will help.