You can file a Chapter 13 which will protect your home and its a clean way out.When you file a CH.13 BK its not the end of the world it simply protects your home since its your homestead from foreclosure.

My long term goal is to make RE a healthy part of my portfolio and become financial independent early so I can practice medicine because I love to do it and not because I need to pay the bills.

It's inspiring to see how you’ve balanced a career in medicine with building such an impressive real estate portfolio. i am new to biggerpockets as well, and am a realtor for distressed off market real estate here in Fort Worth.

Look in medicine cabinets or water heater closets, areas of that nature for a tag.

Not only that but it would give them a taste of their own medicine and may even prevent them from repeating the action in the future.

Or do we want to build a society where people who will advance society (technology, medicine, science) will thrive optimally?

.$35 for app, $2 for ACH rent deposit.

Their policy changes including price increases, charging for every little thing as an "add-on", complicated GUI and the lack of fixes of known problems (posted by their "community" on a Facebook Group), and super slow ACH deposits (which take 10+ days!)

Per our attorneys, when we transfer SDs we require:1) Explicit written directions from owner on where to transfer, including name, mailing address and/or ACH payment info.2) Owner MUST sign a Hold Harmless Agreement, so we will be relieved of all legalities regarding SD after transfer.If an owner refuses to cooperate with our requirements, we will refund the SDs to tenants and send owner proof.Otherwise, we can send to owner of their new PMC.NOTE: we also are concerned about your new PMC allowing you to hold SDs!

Allowing my tenants to pay by ACH, debit card or credit card from their phone has saved me time, effort, and money.