They have all graduated & are now interning in medicine & radiology.

You can use this to accept ACH and credit. 

I'm an outpatient internal medicine physician here in the Bay Area.

I prefer tenants pay using electronic ACH transfers through apartments.com and in those cases payment is considered made when they initiate the transfer even though I don't receive the money for days afterwards.

Try for online -- ACH is best as it does not carry any fee.

The way i understand the ach payments are reported to credit bureau.

All of the materials mentioned above are GR8 and highly recommended as they can help us to avoid a lot of heart ache and pain of not having to go through what others have had to endure. 

Does anyone know a property management software for a small landlord (10 to 15 units) that allows ach draft?

This development promises to accelerate breakthroughs in computing, medicine, and more.PsiQuantum could benefit from $200 million in state incentives as long as they create 154 jobs and invest $1.1 billion into the project.

Interesting, that is not at all how it is described on either one of the processor sites, its a monthly fee based service where they process the rent payment then do an ACH transfer to your account 3 days after the check has cleared.There is no joint account, you pay about $15.00 a month for the service, it really only benefits the tenant that wants to or needs to build credit.