What would you recommend if the other lenders, whom I initially decided not to use, want to beat the rate I’ve chosen, assuming the timeline is not an issue? 

Brian Davis: Welcome Tamara!

Avery's books are a good place to start.I don't recommend anyone put all their eggs in the STR basket.

Brian Davis: Hi @Anthony Bailey nice to meet you here on BP!

Hey everyone 👋I’m running numbers on a potential project and would love some input from anyone who’s done similar work recently.Project snapshot:2-story Baltimore rowhome (~1,100 sq ft)3 bedroom 2 bathFully abandoned, needs a complete gut down to the studsIf you’ve done a full gut renovation like this, could you share:Your approximate cost per square foot or total cost rangeAnd whether you’d recommend a GC or contractor you’ve personally worked withAppreciate any insight or referrals — always happy to return the favor or share my own vendor contacts 🙏

We’re wondering whether these prices are reasonable and whether working with smaller, independent contractors who specialize in mini split installations would be cheaper.If you’ve worked with someone in Central NJ (or nearby) who was reliable and reasonably priced, we’d love to hear your recommendations.

@Brian BinkleyI sent you a message.

The Co investing club is a great recommendation here! 

Quote from @Nancy Olivares: Hey Brian, I appreciate the welcome.

I'd recommend steering towards MFH.