The top (3) states that always stand out and match your price point, have steady growth, and very strong ARV potential would be Indiana, Ohio, and Florida.I just closed on a property in Indianapolis fairly close to one of the Universities and it was a complete renovation.

Problems/errors on statements, lack of communication, withholding statements for over three months? 

Totally agree that clear communication and setting expectations early are game changers, especially when juggling multiple clients.

It also has a bunch of really unique benefits/tools for your rental portfolio (Lease Indication Tool, Expense Tracking, Maintenance Requests, Rent Collection, Tenant Communication, etc.) in one central place.

.- From the beginning, his communication was unprofessional and aggressive.

The best way I’ve found is to:Disclose as much as possible about the property and the borrower early onKeep communication open and consistent with the lenderPay attention to red flags—if a lender goes dark during the process or stops giving clear updates, that’s often a sign the deal is in troubleAt the end of the day, surprises still happen in this business, but having backup options and strong relationships with multiple lenders can make all the difference. 

They have been fair and up front and let me know what their fee is. 

Instead, start with shopping for a reputable lender, one with reviews, licensing, and a presence, then see which one is offering a fair rate and term.

I know MO side has more favorable tenant laws and may be different.Have you communicated with the tenants yet to inquire about it?

Absolutely no communication.