(have an LLC, ITIN, 5 years of tax returns, EIN,American bank account)

If you need a loan you can use NASB (North American Savings Bank).

“Me: “Not really.”The average American is doing well, even with a higher mortgage payment.

Per this NY Times article, the average American knows around 600 people.https://www.nytimes.com/2013/02/19/science/the-average-american-knows-how-many-people.html#:~:text=The%20average%20American%20knows%20about,do%20you%20know%20named%20Kevin%3FPer the US Census Bureau, the average American moves 11.7 time in their life, which based upon an approximate lifespan of 84 years, works out to be about every 7 years.https://www.census.gov/topics/population/migration/guidance/calculating-migration-expectancy.html#:~:text=Using%202007%20ACS%20data%2C%20it,one%20move%20per%20single%20yearSo, if the average American knows 600 people and they each move about every 7 years, that means that the average American knows around 85 people that move in any given year.How many of those moves do you want to be involved in?

American Family, Farmers, GEICO, American Modern. 

The objective here is to own and preserve a unique and historic property with provenance dating to before the American Revolution that is also able to pay for itself.

I have this crazy debt ratio without any bad debt (no credit card debt, no car loans, no personnel loans, no toy loans (I have various ritually every toy: 7 cars, 2 boats, a motor cycle, beach house - still missing a plane)).Dave Ramsey’s advice is correct for many/most Americans but is hindering to most BP users.best wishes

If someone has significant amount of bad debt, they likely should not be increasing their debt level  unfortunately most Americans have a lot of bad debt.Good luck

While some homeowners are locked into 2–3% loans, nearly two-thirds of Americans have rates between 3% and 6%—and they’re ready to move when affordability improves.Translation: once rates dip, the market could ignite fast.

.); quick close by Dec 2025.National demand weakness hitting Florida hard; 32% inventory spike forces cuts.M/I HomesBelow-market rates (sub-5%) on quick move-ins closing by Dec 31, 2025; up to $50K flex cash or $100K off final lots.Winter Garden, Oviedo$400K homes at effective 3.5–4.5% rates; $515K specs down to $415K.Tied to end-of-year push; excess specs from overbuilding in 2024.Mattamy HomesUp to $100K off to-be-built/quick move-ins; 50% off upgrades; 6% closing costs covered; free golf cart on select.Sunbridge, Lake Nona$450K–$600K homes with $50K–$100K total savings; seasonal Fall event ends soon.Broad Florida incentives amid sales deflation; Orlando focus on volume.Other notables: Landsea Homes (up to $15K closing credits in Orange County), Richmond American ($17K flex funds), and Toll Brothers (luxury quick move-ins with undisclosed but competitive buydowns).Quick Identification StrategiesTo spot these deals in real-time (they change weekly):Monitor Aggregators: Use NewHomeSource.com or Zillow's "New Construction" filter for Orlando—sort by "Quick Move-In" and scan for incentives >$50K.