Analyzing several properties using our calculators before making a purchase will your decision making easier and more targeted.If you're ready to upgrade to Pro to get unlimited calculator use and need a discount code, feel free to reach out to me.

To achieve this, your rental income must:Increase faster than inflationLast for as long as you doThere are other requirements, but to keep this post short, I will skip the others.To simplify the decision-making process, I created the following decision tree.

My role has involved making strategic purchasing decisions, negotiating supplier terms, and managing large capital investments in a competitive environment.As the Amazon landscape has shifted toward large players with exclusive manufacturer access, I’ve been planning a transition into real estate finance — particularly hard money lending, In my role, I’ve:Managed multi-million dollar purchasing decisions, sourcing high-demand products and optimizing inventory strategies.Analyzed large sets of data to forecast profitability, manage cash flow, and minimize risk.Built strong relationships with suppliers, financial institutions, and logistics partners to drive operational efficiency.I’m confident that my financial acumen, data-driven approach, and experience in capital management can translate seamlessly into roles in real estate finance.I’m eager to connect with professionals in the field, and I’m particularly interested in opportunities related to:Hard money lending and underwritingReal estate investment analysisPortfolio managementIf you have any advice, mentorship, or know of any opportunities in real estate finance, I’d love to connect.

BiggerPockets Pro gives you unlimited calculator access and extra tools to make confident decisions on every deal.If you’d like to try Pro or grab a discount code, just reach out—I’d be happy to help you get set up.

For investors using DSCR loans, what drives your decision more — locking the lowest possible rate, or pushing leverage to free up cash for more deals?

We let you filter that in your dialer and when exporting so you're only reaching just the decision maker.

Any resources to get more familiar with how fed decisions, treasury yield, and mortgage rates all affect each other or play a role?

Lower LTV** improves your debt-to-income for future acquisitionsExample from a BP member I helped last week:- Denver rental purchased January 2023: $425,000- Current value: $455,000 (7% appreciation)- Current LTV: 81.3%- Extra payment needed: $7,400- Monthly PMI eliminated: $195- Cash-on-cash return improvement: 2.8 percentage pointsThe Step-by-Step ProcessWeek 1: Analysis- Pull your current mortgage balance- Get realistic property valuation (not Zillow - use recent sold comps)- Calculate exact LTV- Determine gap to 80%Week 2: Decision- Compare ROI of PMI removal vs other investments- Check if you have the liquidity- Consider tax implicationsWeek 3-4: Execution- Contact loan servicer IN WRITING- Request PMI removal requirements- Make lump sum payment if needed- Order appraisal if required ($400-600)Week 5-8: Follow-up- Weekly check-ins with servicer- Confirm PMI removal on statement- Redirect savings to next investmentImportant Reminders for September 20251.

(Especially the house basement rental, since it’s part personal residence and part rental.)For the Kent property, is it safe to count my hours as material participation even though I use a PM, if I’m the one making the decisions and approvals?

There’s a lot to consider, and my recent posts are designed to give you the key insights you need to make the best decision for your investment.