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Results (10,000+)
Prem S. Feedback on 2025 STR loophole execution
1 December 2025 | 5 replies
Obviously, we are paying a lot of tax, but we have never seriously thought about reducing the tax that we are paying.
Dawn Hryshko Why Lending Through Your Self-Directed IRA to a Private Lender Can Be Lower Risk
3 December 2025 | 1 reply
Your returns reflect a wider loan portfolio, not the success or failure of a single project.If your goal is to grow your retirement funds while reducing exposure, a private lender can be one of the most reliable paths.
Elmer Wayne Fisher Leveraging my finances with Househacking
1 December 2025 | 6 replies
This only takes into account the monthly payment you're trying to buy and in essence you do backwards math till you work your way into a maximum loan amount or purchase price usign this 46.99%.The backend of 56.99% or 10% higher than your front ratio of 46.99% just means you have 10% of your monthly gross income for all your other debts like car loans monthly student loans credit cards etc (other debt basically), you cannot exceed this otherwise it will reduce your front ratio vice versa (IE if your back end stuff is 20% that only leaves you 36.99% for our front ratio = total of 56.99%).You can payoff debt, get a raise at your job, you can buy down your rate, get a cheaper insurance quote, have your brother refinance your car off your name, etc (strategies to reduce your DTI to increase your borrowing power).
James Jones The Only Rehab Standard That Works for Section 8 Rentals
22 November 2025 | 1 reply
It’s faster, cheaper, and immediately reduces tenant complaints.4.
John Woodington Pay off high interest loan or buy another rental?
30 November 2025 | 5 replies
Refi the current rental to reduce the rate and buy another...just don't overextend.
Lane Baker Cost segregation study/bonus depreciation question
3 December 2025 | 18 replies
While it can accelerate depreciation and create substantial short-term deductions, it also reduces your tax basis in the property.
Tracy Thielman Anyone planning to refinance next year?
27 November 2025 | 4 replies
Not many to reduce rate, as they are still somewhat unchanged. 
Michael Carbonare PPI Inflation Bounces Back
25 November 2025 | 0 replies
For the housing market, higher rates mean mortgage interest stays elevated, squeezing affordability which reduces demand.
Ken M. If You are New - How To Buy 3 Properties in 2026 with $50,000 Total
29 November 2025 | 1 reply
Don't let any mentor or coach tell you can do these for zero down.Usually you can find these for $15,000 or so in “up front” money.Here are the differences and why it can be done.By buying “off market”, the selling price can be reduced by the amount of the fees the seller would have to pay, if they used a real estate agent.
Tracy Thielman Rental and Saw Cash Flow Jump. Is it effective?
4 December 2025 | 2 replies
. • Lower monthly payments = higher reserves and more stability.When investors refinance to reduce their payment, they’re not just increasing profit.