Hi @Scott Green, it really depends on your cash flow goals and risk tolerance, paying it off gives peace of mind and stronger monthly cash flow, while reinvesting could grow your wealth faster if the numbers work.For another commercial property to make sense, the numbers should show stronger returns than your current loan cost.If the cap rate minus your financing rate still leaves positive leverage (meaning your debt helps, not hurts, your returns), then it could be worth pursuing instead of paying off your existing loan.

I have a friend who is slowly selling their small multi families. They are selling one a year to ease the tax burden. I am curious if there’s a way to structure the deal to help ease that burden - down payment and pay...

Hi All,I am interested in the Columbia, MO market and looking for any info and connections familiar with the area.ThanksJustin

Can spin up a spreadsheet and would probably be fine or.. would be willing to invest in a CRM perhaps?

Been "off the forums" for a while, not for any particular reason other than I felt like i needed a bit of a break from for the routine.  

In this example, I will assume the mortgage pay-off amount remains $300,000 for simplicity.After one year: $400,000 x (1 + 10%)^1 x 75% - $300,000 ≈ $30,000After two years: $400,000 x (1 + 10%)^2 x 75% - $300,000 ≈ $63,000After three years: $400,000 x (1 + 10%)^3 x 75% - $300,000 ≈ $99,300So, after three or four years a 75% cash-out refinance will yield the needed $100,000 down payment for your next property.

These studies imply most people will be better off renting than owning.  

If you own a home, you know that's not enough. in this case you are pushing it off to the seller, knowing that they can't afford the new roof or HVAC or even plumbing leak.

This time we dropped off 4 pies.  

MF used to be non-existant here pre-pandemic - now, in 2025, it is overbuilt in Huntsville proper.If your client decides to fractionate their portfolio in the future and spin off some of the SFHs, let me know.