In response to housing concerns, cities across the country are implementing stricter rules, including costly permits, special licenses, occupancy taxes, and in some cases, outright bans on non-owner-occupied rentals.

In my local market, they still use carbon copy vouchers, which get mailed out on the first of the month. 

question should be do I want to be a land lord or is there other RE niches like financing that could be implemented..

Even finding a house hack deal that breaks even can be a challenge unless you're buying creatively—off-market, below-market value, or implementing a more aggressive strategy like rent-by-the-room.That said, since your goal is 2026, the landscape could look different by then.

Implementing the proper legal and financial structures can help shield your personal wealth, reduce your exposure to litigation, and limit access for potential creditors.

Proper planning can also improve your negotiating position in legal disputes and potentially lead to more favorable outcomes.In addition to your asset protection strategy, implementing a well-thought-out tax strategy helps ensure you're maximizing all available deductions, utilizing the most favorable tax structures, and ultimately keeping more of your hard-earned income.

This type of entity layering can help shift the income in a way that changes its tax treatment.That said, implementing this kind of strategy requires careful planning and precise execution to stay compliant with IRS rules.

Often times, having a license ties your hands and keeps you from implementing many investor strategies.

Companies that are successfully implementing AI are doing so with intentional strategies, proper training, and measurable goals.Affordability Is a National PriorityWith rents stabilizing in many markets, the conversation around affordability is front and center.

Then, when they're ready to move in, they could convert it to a residence and remodel the house to fit their needs.I hope @Dave Foster and others can provide specifics on implementing this approach, especially when it comes to the long tax arm of California.