If you are going to buy and hold, MFH is a better long term choice, but you are right to be concened, if not local, your team and resources will make or break the deal. 

I've thought about seller finance, but it seems like they're a little hard to find......Here are some stats for you to consider:1 in 3 sellers own their house free and clear.1 in 3 sellers are willing to provide financing.1 in 3 listings expire.In my market of ~600k those numbers break down to 1 seller every day 365 days a year who owns their house outright, is willing to finance, and can't sell through a realtor.Do you still consider that hard to find?

Sometimes the break away gives you the clarity you need to come back feeling refreshed with new ideas on how to tackle things.

You can be upfront about the him/her breaking a door, but owned it and offered to pay. 

If you’re pricing a build for yourself, it’s worth reaching out to a couple of local builders for estimates since they can break down labor and material costs specific to your lot and design.

Welcome, Ryan It’s great to see someone combining insurance expertise with real estate investing having proper protection is often overlooked but can make or break a deal.

I've found this mortgage calculator breaks down all the components really clearly: https://ultra-calculator.com/calculator/mortgage-payment.

To add on if i use a owner occupied loan to qualify for a low down payment ( first time homebuyer) the mortgage usually breaks even with the sum of the rent sometimes it actually cash flows less.

I really enjoyed the process and realized that I have a natural ability to connect with people over the phone and break through some of the usual resistance that comes with cold calling. 

They will make or break the investment.