means to me that someone thinks it's a big problem and and I'd guess it eventually results in the government taking action.My advice is to never lie or exaggerate or omit pertinent information on a federal form (FHA, VA, USDA loans, loan mod, Federal assistance for instance),  and if someone isn't following the agreed to guidelines on a loan like that, to refinance using proper information. 

If you can master how to close out of state deals (aka virtual wholesaling) you will be quote unquote RICH within weeks (that last 'rich within weeks' comment was an exaggeration, but SO not far from the truth).

Don't omit, lie or exaggerate on your loan app.

That's an exaggeration of course, but the point remains.

I've definitely had applicants exaggerate their income when I pre-screen them so I use a screening system that allows you to verify income and employment status directly through an applicant's payroll provider - so not only are you verifying income, but things like start date/employment status/etc.

You will have a literal mountain of cardboard, so you may want to get a rollaway dumpster as well (not an exaggeration), so the more you can cut down on the total number of boxes shipped the better. 

Quote from @Johnathan Trimble: I have reviewed what is sent to clients on behalf of your company in all three scenarios, they are inflated and exaggerated, mainly the area classifications, all three were in the very worst zip codes in my city, all of them stating B- or better areas, they were D class areas.

They also exaggerated what they paid for the unit.  

This was a highly exaggerated example for illustration purposes. 

Not exaggerating, those are real exact numbers and I’ve seen several examples like that (usually doctors or high-earning professionals who think they are too smart to use an agent).