IF you filed a claim, insurance would only cover 50% of the damage, so if it was $100k in damage you would get $50k from insurance since you are under-insured If you have no mortgage, you can do what you want, but once you have a mortgage you have to insure per the lenders requirements.

If the student isn't able to cover all financial responsibilities, you want the party who is able to cover the expenses to be part of the contract.

I’ve been looking to attend (and possibly speak at) more real estate and investor-focused conferences — especially those that cover midterm rentals, corporate housing, or property management trends.Networking and staying on top of industry shifts are a big part of how I grow and help others in this space, but I realized I might be missing out on some great upcoming events.So I figured I’d ask the community:- What real estate conferences, summits, or meetups are you planning to attend soon?

Term is cheap, but its covering your younger years and provides protection against an early death.

Quote from @Alex Lawson: About 20% of my tenants have their rent rent covered 100% by section 8.

I have clear house rules that covers pets and require a signed renter's agreement that speaks to the same.2.

Building an investor list is all about consistent deal flow and clear criteria, so sharing the types of properties you’ll be sourcing and the areas you cover will help people plug in quickly.

Where I'm currently struggling is coming up with the necessary funds to cover the 10-15% down payment and remaining funds for the interest payments on the hard money loan, etc..

Key: get the seller to agree in writing to subordinate, verify your lender’s lien priority, and build a draw schedule that covers carrying costs and contingency. for a novice first time builder while this is technically possible in reality it will never happen unless the seller has no clue and the lender is more clueless.. or if the lender is a relative. 

Good news and bad newsGood news: your wife's REPS eligibility covers you, as well.Bad news: you need to meet the material participation test with respect to these two properties.