Not sure IF all title insurers will issue a policy in EXCESS of the purchase price to cover the extra padding (wholesale fee) I was looking for a way (out of the box thoughts) to possibly FORCE this original Lot owners hand to SELL the lot back to our friend or thwart him from selling the lot to anyone else.Some thoughts;Acquiring any future past due HOA Dues from the HOA (then bringing action to foreclose on them)?

To break even you'd want to make sure that the rent being paid covers those expenses as well.

I would remove my shoes or at least use a shoe cover.

Hi there, I want to purchase my second investment property but don’t have enough funds to cover 20% down payment.

At least when people sell the home they may have a large influx of cash to cover the penalties. 

They cover from purchase price to the light bill. im just curious if anyone has ever used them and what their experience was?

If so, just make it part of the offering.If it is part of the horizontal development cost, why does the lender not want to cover it? 

This doesnt just cover materials , it covers permits and fees , monies to cover dumpsters , portable bathroom , drawings ,ordering materials  and administrative costs, etc  in preparing for your job .                                     

This would cover the 20% down, 10% construction costs, first six months interest, etc.

Rates are higher than banks, but the speed and flexibility make it worth it for many rehab projects.Gap Funding: This covers the difference between what you have and what you need.