Quote from @Fernando Alonso: Hey Joe,Welcome to the wild world of Florida foreclosure auctions.You're asking a great and very common question, so let me try to clarify it as simply as possible.Under Florida law, the money paid over the judgment amount at auction is called a "surplus", and it follows a very specific distribution order:1) Junior lienholders to the foreclosed mortgage get first crack at the surplus.2) If anything remains, the previous owner (or their heirs) can claim it.3) If no one claims it after 1 year, the winning bidder (you) can try to recover it.4) After a few years, unclaimed funds eventually go to the Florida Department of Education.Now, here’s the key part for your case:The HOA lien is not a junior lien to the foreclosed mortgage unless it was formally recorded after the mortgage and named in the foreclosure complaint.

Hi,I am looking to fund 7 units. 

Quote from @Joe Grespin: With all the recent news around inflation pressures and uncertainty around rate cuts, I’m wondering how other investors are adjusting their funding strategies.Are you:Relying more on private money or hard money lenders?

You get it off market and thus (possible not pay market value for it).

I'm picking up excellent cash flow in the central Arkansas market.

But what if this market shift is actually a chance for renters and first-time investors to get in the game?

Quote from @Aaron Maxwell: Is there a way I can use ai or any apps to help me automate my marketing campaigns, sending emails, texts , reminding me when to contact owners etc?

Start with Googling best STR markets.

Paid back as those properties in the fund sell and above initial LP payback.  

Buying from banks or Funds with a goal of hitting double digit returns can be very difficult since the discount will have to be large with the low interest rates.