Like every other loan option, DSCR loans have advantages and disadvantages.Advantages:Easier to qualify: Lenders focus on the property’s rental income instead of the borrower’s personal income.No property limits: DSCR lenders don’t restrict the number of properties you can finance.Ideal for international buyers: Most international clients don’t qualify for conventional loans, so DSCR loans are often their only financing option.Disadvantages (compared to conventional loans):Higher interest rates: DSCR loans typically cost more than standard mortgages.Larger down payment: They usually require more money upfront.Cash flow requirements: If a property’s rental income doesn’t meet the lender’s debt service ratio, the property may not qualify.Not for primary residences: These loans are designed for investment properties only.In short, DSCR loans provide flexibility but come with higher costs, larger down payments, and stricter rental income requirements than conventional loans.Are DSCR loans for short term or long term?

Some residential areas or homeowners' associations (HOAs) may restrict or prohibit prefabricated garages due to aesthetic or structural concerns.

When more and more information is going to go public and can be accessed by the average Joe online, I think RE agents will not fully be replaced in the next 10 years, but the number will go down or remain the same while we have population growth.

1.5% difference is minimal, fha has more restrictions on condition, and fha has forever PMI (life of loan).Try to do as much of the value add work as you can yourself.  

You don’t get access to your actual blueprint until the very end of the course, after you’ve already forked over $10k and spent two days drinking guru kool-aid.

Stay tuned.We are still in a Restrictive Fed Policy Environment.

Some lenders avoid lending to condo buyers if the HOA has a significant lawsuit - Marketing restrictions - How can you advertise your property is for sale?

Naca loans have a lot of restrictions..

@Stacey DlouhyI suggest using a browser to access Biggerpockets and then go to RentRedi. 

If so, you may have limitations on what you can build (the ADU) and restrictions on how you can rent it out.