How to shut off power/water/gas, change furnace filters, lint catchers, batteries, garbage disposal, toilets (flushable wipes are actually not flushable), how to reset a GFCI and why did it pop in the first place etc etc We have a checklist for this.- reporting: we emphasize to report problems and we always thank them first when they do.

However, my parents lent us the downpayment + closing costs, so most of our cashflow will be going directly to them for a little while.I just recently came across a quadplex in my area that is fully leased, grossing $3,675 per month, while the landlord pays gas/water, and electric/internet are tenant paid.

.- Main water line and entire meter popped off the main supply line and had an unimpeded 1" water line dumping into the basement on mother's day, was about $1400 to fix, and basically an afternoon of waiting around for city and fire dept to turn on/off water at curb. 

I like to avoid big trees very near to backyard also uneven sloped land , potential rain water related drainage issues, detention ponds etc.

My agent told me it's a normal thing to see in older properties like that, but I was scared of the impact of such water on the foundation in the future. 

With LVP any water that makes it through the concrete will be trapped and create a squishy noise.

(normally recommended, especially if you are a landlord)- Water Backup: For water damage due to the backup of Sewers or Drains.- Personal Articles: Coverage for belongings that have a special or collectors valuesuch as Jewelry, Furs, Fine Arts, Collectibles, etc...Your age should not be a factor on the pricing but, depending on the company these other factors may get you credits:- Insurance Score (company pulls certain info out of your credit report).

Using an average utility expense is futile because you don't know the age of the furnace, HVAC, hot water heater.

Water damage is something you won't know till you start tearing things up to see the extent.

Scarcity and folks love being on the water..