Also talking about finances and new business ventures while being around them helps open their minds to possibly investing in things other than cars, shoes, clothes, phones, games and the sort.

Enjoy your time in Ohio but pack warm clothes!

This is my philosophy - firts, pay the rent then food then clothes."

Also do not be surprised if you come across houses with cloth wiring, many of the homes in west hollywood were built that way. 

Wear your best clothes, (typically I prefer to wear a suit with no tie) do your hair, and show up looking like a professional.

to re-wire the entire house, the existing is that cloth/tar type that deteriorates when you look at it sideways and threatens to burn it all down any day.

Work clothes with paint on them.

Yes they are supposed have endless hot water but they can only heat it so fast and a smaller unit will not keep up with a shower and the clothes or dish washer.One of the biggest problems for tankless water heaters is improper installation especially for natural gas versions.

Not a big spender on clothes and other stuff, but to each his own.The issue becomes when people spend just to impress other people.

In order for a college degree to be the best in the options listed, you would have to be able to attain a low cost degree but once which you graduate, stay in the field you studied and be paid enough to pay back the loans you have with enough left for cost of living (home, food, clothes, transportation, etc.) + money left for saving and investing.